Our business loans can help your business reach its potential

Our business loans are solely intended for assisting businesses with needed financing. While business loans involve the creation of a debt, which our client repays with added interest, we accommodate an array of business requirements for funding. As a financial institution in an industry with a reputation for poor response times and extreme documentation requirements, Genfin differentiates in providing clients with tailored business loans with approval and pay-out within one week from application.

Applying for funding from Genfin

We understand that the business world is fast-paced and therefore have an uncomplicated and effective application process.

When applying for a loan at Genfin, clients can rest assured that a loan agreement will be structured specifically suited to their business requirements. While we are not a one product/one size loan provider, we do believe in simplicity and have therefore created a single portal for business lending, invoice discounting and bridging finance.

Our repayment period varies between 1 month and 12 months and we levy a fixed once off interest charge between 5% and 40%, depending on the duration of your agreement and your risk profile. The interest charge is paid in equal instalments over the term of the loan.

Once you have repaid 50% of the loan amount, you are eligible to refinance the loan or draw an additional amount.


  • A trading history of more than 12 months
  • An annual turnover of more than R1million

Complete this contact form and we will contact you to structure your funding solution.

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The standard interest charge is determined with reference to the loan term. Genfin may reduce the interest charge based on the risk profile of the applicant.

If your business meets the following criteria, you can easily qualify for:

A trading history of more than 12 months.

An annual turnover of more than R1m.

Contact us to speak to one of our professional consultants about tailored business lending, or fill in your application online.

We take a number of factors into account when structuring your funding solution and determining the interest charge. There is no simple formula, but we work in 4 categories to determine an overall score.

Phone 087 6544 300

Physical address

Waterfront Terraces  | Unit 4&5 First Floor | 3 Waterfront Road |  Tygerwaterfront  | 7530

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