Backed by reputable partners, Genfin operates as a business, not a bank. We understand your needs. So, you can say goodbye to complicated bank approvals and hello to fast, easy finance and a bigger, brighter future.
At Genfin, we specialise in simple, fixed-rate, tailored business loans. With our loans, we aim to help small to medium sized enterprises in South Africa succeed. We offer flexible solutions and make sensible decisions to provide businesses with the right business funding solution within one week.
With our professional business funding solutions, we can provide clients between R100k and R5m for their businesses. The Genfin team will assess your loan application to make a fast and informed decision on whether to fund you. Our decision is primarily based on your business’ cash flow strength and consistency. All you need to apply is a trading history of more than one year and an annual turnover of over R1m.
Business loans from Genfin are customised to suit your unique funding requirements. Our uncomplicated application procedure will ensure that the pay-out of your loan happens on the right terms and in time. Our easy application process is what distinguishes us from all banks and loan companies.
To apply for one of our business loans, you would need to complete a short application form and submit bank statements, management accounts and company documents. We evaluate the important business metrics, in particular your cash flow, to make an informed decision on your business’ funding needs.
Complete this contact form and we will contact you to structure your funding solution.
You avoid the complexity and uncertainty of a bank.
Unlike other business lenders we provide professional solutions.
We charge a single upfront interest charge which is payable, with the loan capital, over the term of the loan.
The standard interest charge is determined with reference to the loan term. Genfin may reduce the interest charge based on the risk profile of the applicant.
Finance required (in ZAR)
Select repayment period (in months)
Genfin may reduce the interest charge based on the risk profile of the applicant.
With Genfin's funding solutions, BUSINESS OWNERS CAN:
Grow their business and take advantage of new opportunities
Finance short term or seasonal working capital requirements
Reduce funding costs by restructuring debt
Access cash flow to deal with short term business challenges / difficult trading periods
Bridge the gap between customer orders and payments to suppliers
Upgrade or refurbish a working space
Access early settlement discounts
Unlock cash flow that is tied up in a property transaction
Access cash against underlying security
Refinance an expensive point-of-sale cash advance
Open new premises / pay large deposits
Genfin exists to see businesses that are doing well, do better. As far as loan companies go, clients can rest assured knowing that we have their companies’ best interests at heart. Apply for a business loan today, or contact us for further enquiries.
Thank you to the Genfin team who organised and approved the short term funding we required to import coffee machines from abroad. We needed the funds within 3 working days from the date we were introduced to you and it was done! If we received the funds later, we would have lost the import special offer as well as lose on the exchange rate.
It is always great to work with a company who stands by their commitments and deliver what was promised.
CEO – The Coffee Co.
Been having dealings with Britt on a transaction. I have been in the service related industry for MANY years and am truly amazed at the lengths Britt has gone to assist a referral of mine which gives me enormous comfort in referring clients of mine to Genfin.
She is really a SUPER Star.
Thanking you and looking forward to a long and beneficial association!
Property Finance Specialist - Mortgage Max
Genfin was very helpful when we approached them! We were in the process of buying new property and had a shortfall on the deposit. We needed the money within 7 days to cover this.
A friend mentioned that I should search for companies that provide funding based on your turnover. I found Genfin online and filled out their online form. Someone got in touch with me within a short space of time. After completing the application, Genfin got back to me within 2 days to inform me that my loan has been approved and they were transferring the money to our account. My problems were solved, I paid for the property and today we are trading from it. Thanks to Genfin our business is solid and growing.
I would like to express my deepest gratitude for the services received from GENFIN, in response to application for funding for our business. We had two days to raise sufficient funds to meet our critical month end obligations.
Your 24hours turnaround time exceeded our expectations. Even the terms and cost of the loan is highly competitive.
The speed of service, professionalism and efficiency received from your staff has been incredible. Your simple and straight forward processes makes the application smoother and painless.
In addition, the compassion you demonstrated, specifically during the time of need is really great.
Executive Director | Master HR Professional | Bayajula
Thank you to the Genfin team for your speedy assistance. Service like this is few and far between.
Duran David CA(SA)
Chief Executive - Vumela Industrial Consultancy
Phone 087 6544 300
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