Professional business loans to FINANCE YOUR FUTURE

Backed by reputable partners, Genfin operates as a business, not a bank.  We understand your needs. So, you can say goodbye to complicated bank approvals and hello to fast, easy finance and a bigger, brighter future.

At Genfin, we specialise in simple, fixed-rate, tailored business loans. With our loans, we aim to help small to medium sized enterprises in South Africa succeed. We offer flexible solutions and make sensible decisions to provide businesses with the right business funding solution within one week.

With our professional business funding solutions, we can provide clients between R100k and R5m for their businesses. The Genfin team will assess your loan application to make a fast and informed decision on whether to fund you. Our decision is primarily based on your business’ cash flow strength and consistency. All you need to apply is a trading history of more than one year and an annual turnover of over R1m.

Business loans from Genfin are customised to suit your unique funding requirements. Our uncomplicated application procedure will ensure that the pay-out of your loan happens on the right terms and in time. Our easy application process is what distinguishes us from all banks and loan companies.

To apply for one of our business loans, you would need to complete a short application form and submit bank statements, management accounts and company documents. We evaluate the important business metrics, in particular your cash flow, to make an informed decision on your business’ funding needs.


  • A trading history of more than 12 months
  • An annual turnover of more than R1million

Complete this contact form and we will contact you to structure your funding solution.

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You avoid the complexity and uncertainty of a bank.

Unlike other business lenders we provide professional solutions.

We charge a single upfront interest charge which is payable, with the loan capital, over the term of the loan.

The standard interest charge is determined with reference to the loan term. Genfin may reduce the interest charge based on the risk profile of the applicant.

Finance required (in ZAR)300,000

Select repayment period (in months)3

Genfin may reduce the interest charge based on the risk profile of the applicant.

With Genfin's funding solutions, BUSINESS OWNERS CAN:

Grow  their business and take advantage of new opportunities

Finance short term or seasonal working capital requirements

Reduce funding costs by restructuring debt

Access cash flow to deal with short term business challenges / difficult trading periods

Bridge the gap between customer orders and payments to suppliers

Upgrade or refurbish a working space

Access early settlement discounts

Unlock cash flow that is tied up in a property transaction

 Access cash against underlying security

Refinance an expensive point-of-sale cash advance

Open new premises / pay large deposits

Genfin exists to see businesses that are doing well, do better. As far as loan companies go, clients can rest assured knowing that we have their companies’ best interests at heart. Apply for a business loan today, or contact us for further enquiries.

Phone 087 6544 300

Physical address

Waterfront Terraces  | Unit 4&5 First Floor | 3 Waterfront Road |  Tygerwaterfront  | 7530

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